If you’re a trader in the US, chances are you’ve seen the rise of proprietary trading firms, or prop firms, offering funded accounts in exchange for a share of your profits.
It’s an idea that’s taken off for one big reason: capital is no longer a barrier to becoming a full-time trader.
Instead of risking your own money, prop firms provide you with access to large accounts, sometimes up to $500,000 or more, and you get to keep a share of what you earn. But not all prop firms are built the same.
Some are ideal for short-term scalpers. Others work best for disciplined swing traders or futures traders. Each one has its own rules, targets, profit splits, and risk models. In this article, we’ll compare five of the best prop firms in the US right now..
1. TopOneTrader – Best Overall for Flexibility and Funding Options
If you’re looking for a well-rounded prop firm with fast funding, trader-focused rules, and room to grow, TopOneTrader should be at the top of your list.
They’ve quickly gained global recognition for combining instant funding options with scalable accounts and strong trader support. Whether you’re new to prop trading or already experienced, the firm offers programmes that give you control without tying your hands.
Why traders are choosing TopOneTrader:
- Instantly funded accounts available, no evaluation required
- Scalable funding up to $500,000 for high-performing traders
- Clear rules with no hidden restrictions
- Live chat support under 60 seconds
- Fair profit splits and fast payout speeds (usually within 2 hours)
TopOneTrader works particularly well for forex and crypto traders. Whether you’re scalping BTC or swing trading GBP/JPY, the platform gives you the flexibility to use your strategy without forcing you into a cookie-cutter risk model.
Unlike many firms that are either too restrictive or too loose, TopOneTrader hits a balance between discipline and freedom, and that’s why it’s often ranked among the best prop firms for traders in 2025.
2. FTMO – Strong Choice for Experienced Forex Traders
FTMO has been one of the most trusted names in the industry for several years, and for good reason.
They offer a two-phase evaluation model that filters for consistency, patience, and strong risk management. If you’re a trader who thrives under structure and discipline, FTMO is a solid choice.
Key features:
- Profit splits up to 90%
- Strong analytics dashboard for performance review
- Scaling plan for consistent traders
- Well-known brand with high trust in the prop trading space
That said, FTMO’s rules are more rigid than those of others on this list. Traders are required to meet strict targets within a set time frame, and any major rule violations can result in a failed challenge.
This makes FTMO better suited for experienced forex traders with proven strategies, particularly those comfortable with drawdown limits and strict evaluations.
3. The5ers – Best for Traders Who Prefer Long-Term Growth
If you’re not in a rush and want to build your capital over time, The5ers is one of the best options available.
This firm focuses on long-term growth, offering a progression system that allows traders to build their accounts as they prove consistent profitability. It’s not about quick wins, it’s about steady growth with managed risk.
Why The5ers stands out:
- Structured scaling plans, accounts can grow significantly
- Lower risk exposure and tight drawdown controls
- Educational resources and mentoring
- Programmes for both low and high-frequency traders
The5ers is perfect for traders who are patient, consistent, and focused on sustainability. It’s especially useful for swing traders or those who don’t want the pressure of hitting targets in two weeks.
If your style leans toward measured execution over speed, this is a prop firm that truly supports that mindset.
4. SurgeTrader – Instant Funding for Active Traders
Looking to get funded immediately and start trading live without jumping through multiple hoops?
SurgeTrader might be your firm.
They offer instant funding with a simplified challenge process that skips the usual two-phase format seen with many competitors. It’s a great fit for active traders, especially those who want to avoid long evaluation periods.
Notable benefits:
- No multi-phase evaluations, direct to funded
- Daily drawdown and stop-out rules are clear
- Payouts processed weekly
- Tailored for forex, metals, and indices trading
SurgeTrader has positioned itself as the prop firm for impatient traders, in a good way. If you’ve already refined your strategy and just want to get trading, the platform offers a fast route to live markets.
Ideal for day traders, scalpers, and high-frequency traders looking for speed over structure.
5. Apex Trader Funding – Best for Futures Traders in the US
Most prop firms focus on forex. Apex Trader Funding is different; they specialise in futures trading, and they’re one of the best in the US for this niche.
They’ve built a large trader community and kept their model accessible with low-cost evaluations, making them a great fit for traders who are used to high-volume markets like the E-mini S&P 500 or crude oil.
What futures traders love about Apex:
- Affordable monthly evaluation fees
- High leverage for futures contracts
- Multiple account sizes available
- Strong support network and community tools
If you trade futures and want a prop firm that truly understands those markets, Apex offers the right tools, pricing, and flexibility.
Just note that Apex isn’t designed for forex or crypto; their focus is strictly on CME futures products, so it’s a specialist option for traders in that space.
Conclusion: Match Your Trading Style with the Right Prop Firm
Prop trading has opened the doors for US traders to build real careers without needing large capital upfront.
But choosing the right prop firm is more than just comparing payouts. It’s about finding a firm that matches your strategy, your pace, and your goals.
- Want instant funding and flexible scaling? – Go with TopOneTrader
- Need structure and strict targets? – FTMO is for you
- Prefer slow, steady growth? – The5ers is your match
- Don’t want to wait to trade? – SurgeTrader gets you in fast
- Trading futures instead of forex? – Apex is your platform
Each firm has its strengths, but if you’re after a balanced, reliable, and flexible solution, TopOneTrader continues to stand out as one of the best prop firms in the US for 2025.
Explore ToP One Trader and start trading with the capital and support you need to build.